KinetiqCredit is an independent interface, not operated by Kinetiq, HyperLend or HyperSwap. Lending executes through HyperLend on HyperEVM mainnet (999). The native HYPE bridge connects HyperEVM to Elysium mainnet (99901). Elysium testnet (99801) is separate and cannot fund mainnet actions. Solana lending remains a separate workspace.
The bridge supports native HYPE between the same regular EOA wallet on both chains; smart accounts, ERC-20 bridging and arbitrary recipients are not supported. Elysium is early access and uses a community RPC operated by Elyscan. Rollup, Inbox, Bridge and Outbox relationships are checked on-chain before preparing transfers. Contracts are upgradeable and these checks are not an audit. Withdrawals require rollup confirmation, a 483,840-parent-block challenge period (roughly 5.6 days at one second per block, potentially longer), and a separate claim on HyperEVM. Timing is not guaranteed. Keep HYPE for gas on both chains. Parent deposit confirmation alone does not mean delivery. Withdrawal initiation alone does not mean receipt. Keep your source hash to recover tracking and claim later. Historical withdrawals and proof execution are tested using read-only simulation; no new funded round trip was performed for this release.
The HyperEVM workspace supports WHYPE and USDC. Borrowing requires eligible supplied collateral and available liquidity. Interest is variable and continues until repayment. Collateral may be liquidated as health factor approaches 1. Account totals include other HyperLend reserves, but this interface manages only WHYPE and USDC. Use HyperLend directly for other reserves, specialized modes and full-debt settlement. Legacy debt remains on its original network.
HYPE wrapping and unwrapping use the canonical wrapped-HYPE contract at a 1:1 token ratio. WHYPE/USDC swaps use HyperSwap with a displayed minimum output, 0.5% slippage allowance and a 60-second quote expiry. Transactions cost HYPE gas; swaps include pool fees. Token approvals and the final action are separate transactions. A successful approval does not mean a swap or loan completed. Conversions do not repay debt.
Wallet addresses, collateral, loans, swaps and repayments are public. This release does not offer private payouts or claim anonymous borrowing. RPC services can observe read requests.
Live reserve reads and swap quotes were verified. Automated checks and preflight simulation are not a security audit or a guarantee of settlement. No real-fund lending cycle was executed by this release process. Pending transaction hashes are stored locally; check their receipt before repeating an action. A reverted or rejected transaction is not success.
Private keys and seed phrases stay in your wallet. Review the chain, spender, amount and transaction details before approving. Smart-contract, oracle, liquidity, governance and network risks remain. Keep HYPE available for gas and enough funds to manage repayment.